Q3 2019 Expenses – $6,548

July, August, and September were great months for us. Most of these summer months are relatively slow for me at work. My office closes for the whole week of the 4th of July. This extra time, combined with the great weather, means lots of time spent outdoors with our little one. Without further introduction let’s get into the numbers. Let’s dig into some of the larger and more interesting items. Daycare: not surprisingly daycare continues to be our biggest recurring expense. We are grateful to have found a great place right across the street from our house as it saves us … Read more…

Have We Reached Financial Independence Abroad?

As you may know from reading this blog, I track my income, expenses, and net worth at the end of every month. The process is rather simple: login to Personal Capital (free financial software) and input relevant data on my own spreadsheet. The end result looks something like this: Back in 2017, as a last step in the process of tracking my finances, I started using the Mad FIentist laboratory. The laboratory is a cool tool to graph your numbers, track your progress to financial independence (FI), and play with your assumptions. Most months, I just input my data, look … Read more…